| Sr. | Particulars | Existing Rate (p.a.) |
|---|---|---|
| 1 | Housing Loans | |
| (a) Upto Rs. 15.00 Lacs | 10.25% | |
| (b) Above Rs 15 Lacs upto 30 Lacs | 10.00% | |
| (c) Above Rs 30.00 Lacs | 09.25% | |
| 2 | Vehicle Loans | |
| (a) Personal Use |
11.00% (3 Yr) 11.50% (4 Yr) 12.00% (5 Yr) |
|
| (b) Truck, Taxi, LCV | 13.00% | |
| (c) Riksha | 11.75% | |
| 3 | Personal Surety Loans | 15.50% |
| 4 | Gold Loans | 13.00% |
| 5 | Loans for Consumer Durables | 15.50% |
| 6 | Cash-Credit | 14.00% |
| 7 | Loans against LIC Policies | 13.00% |
| 8 | Loans against NSCs/KVPs/IVPs | 13.00% |
| 9 | Loans for repairs/Renovation of own House | 13.00% |
| 10 | Loans against Bank's Term Deposit | |
| (a) For General Public | 2.00% over interest rate of term deposit receipt | |
| (b) For Education Institution & Professionals | 1.00% over interest rate of term deposit receipt | |
| 11 | Education Loans | 14.00% |
| 12 | Loans For Tourism Purpose | 15.50% |
| 13 | Loans For SSI and cottage industries | 13.50% |
| 14 | Loans For Educational Institution | 13.00% |
| 15 | All Other Terms Loans | 14.50% |
| 16 | Loan /Cash Credit against Property | 15.25% |
| 17 | Builders & Developers | 16.00% |
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